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annual interest* for new customers
Advanzia deposit account

Invest money and
earn interest per year*!

  • annual interest* for new customers
  • Monthly interest credit
  • Available daily
  • Deposit Protection Scheme under Luxembourg law
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Advanzia Deposit Account Benefits

Safe, simple, and flexible

Whether it's a short-term investment or a long-term reserve with maximum flexibility – with the Advanzia Bank Deposit Account and its advantageous interest rates, you always make the right choice.

per year on your savings

Make more of your money by investing it safely and profitably: Currently, you earn per year* effective ( per year nominal) for the first 3 months, and after that, the applicable standard interest rate.

Monthly interest credit

Benefit from regular interest earnings and financial freedom with daily access to your money. Interest is only paid on a minimum deposit of .

Anytime and anywhere

With the Advanzia Savings Account, you have flexible access to your money at any time, with no notice period or minimum term.

Completely free of charge

You can open your savings account quickly, in just 3 steps, and completely free of charge. You decide when and how long you want to invest.

Convenient online access

In the customer portal mein.advanziakonto, you can manage your account, view your balance, transactions, interest payments, and statements, and independently request withdrawals.

Luxembourg Deposit Protection Scheme

Luxembourg has the highest possible credit rating of AAA. The deposit protection covers a total amount of EUR 100.000.

Invest your money and earn annual interest* at the same time

The deposit account gives you the opportunity to invest your money and earn interest on it. As the holder of a savings account, you have the freedom to access your funds at any time. With the flexible interest rates of a savings account, you benefit from regular adjustments to your interest earnings.

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Set up your Advanzia Deposit in minutes

Fill out the form

Enter your personal information.

Quick and easy identification

Upload your documents and a live photo.

Sign agreement

Electronically sign the contract and your account is opened immediately.

Watch your money grow effortlessly

Make your first deposit and watch your money grow.

Open Account Now

Advanzia Bank

Advanzia Bank offers clear solutions for payments, prioritizing maximum transparency. This is how we earn the trust that is essential for a successful business relationship.

Our Advanzia Savings Account stands out for its simplicity and transparency. Customers receive monthly interest credits, with no account or transaction fees, and no minimum investment period. For more information, please visit the 'About Us' section.

About Us

Do you have any questions about the Advanzia Deposit Account?

We've compiled the most frequently asked questions and answers for you here.

The Advanzia Deposit Account is completely free—there are no fees for account opening, account management, transactions, or withdrawals.
You can find the interest rate applicable to your Advanziakonto on your monthly account statements. Your account statements are available in your customer portal.
The minimum deposit for the Advanzia Deposit Account is . Once you have at least in your Advanzia Deposit Account, interest will be paid on your entire balance starting from the first euro.
Yes, you can deposit and withdraw money at any time. Just keep the following in mind:
  • Deposits from business accounts are not allowed. Additionally, deposits can only be made from an account in your name within the EU/EEA. Please note that in the case of deposits from joint accounts, only one name may be transmitted. In such cases, we will contact you.
  • Withdrawals can only be made to an account from which you have already made a deposit. Withdrawals to third-party accounts are not possible.
The interest is calculated as follows:
Interest = (Deposit x Nominal Interest Rate x Days of Interest) / (365 x 100)

Please note that your balance is interest-bearing on a daily basis. Interest is credited at the end of each month and is shown separately on your account statement.
Go to FAQs

* The special effective interest rate of p.a. (nominal interest rate p.a.) applies from the moment you have deposited the minimum amount of and is valid for a period of months. The special interest rate is only available to new customers and customers who have not yet made a deposit. The campaign ends on . Interest is paid only on a minimum deposit of . The applicable special interest rate for months is the one valid at the time of the first deposit, as shown on www.advanziakonto.com. Changes to the special interest rate may occur. For existing customers and after the promotional period, the standard interest rate of currently per annum effective applies. Otherwise, the General Terms and Conditions apply.